Delta Dental Insurance Plans

Delta Dental Insurance 2015

Delta Dental comprises four distinct companies and their affiliates to make up one of the largest dental benefits companies in the United States. The company as a whole serves 56 million people nationwide by offering a variety of traditional dental insurance products and dental discount plans. Delta’s dental plans are available in 15 states plus Washington, D.C. Residents of Puerto Rico and the Virgin Islands can also access dental plans through the company. The company sells policies to employers and individuals.

About Delta Dental

Delta Dental prides itself on offering a wide range of choices when it comes to dental benefits packages, and the company’s stats indicate that consumers are pleased with the options available. Nearly 80 percent of dentists in America participate in a Delta Dental network, allowing for better choice than many local providers. Additionally, Delta conducted a survey to gauge the satisfaction level of its customers, and 97 percent of those surveyed would recommend their products to other customers. The company also boasts a retention rate of 97 percent.

It’s important to note how insurance companies spend premiums, and Delta asserts on its website that 90 cents out of every premium dollar are spent on patient care. The company has also received a grade of A- by A.M. Best, an insurance review company that measures the financial strength of insurance companies. The A- rating indicates an “excellent” score, which means that Delta Dental can be relied upon to pay claims and uphold its financial obligations to consumers.

The company also works with government agencies at the local, state and federal levels to provide dental plans to those without access to group-sponsored insurance. Delta also sponsors a Hispanic Initiative, Fluoridation Initiative and an ongoing sustainability program for environmental impact.

Delta Dental Insurance Options

DeltaCare USA is the company’s primary dental insurance option for people nationwide. While Delta offers select different plans to residents in the areas listed above, DeltaCare USA is available throughout the country. The company promotes preventive care above other types of treatment in an effort to reduce customers’ long-term dental costs, but plans are available that include provisions for extensive dental care. Delta Dental works with other organizations and groups so that members have choices when it comes to enrollment. Consumers can enroll in a Delta plan through the following methods:

Delta Dental also offers dental plans on the state and federal marketplaces under the Affordable Care Act. Dental plans on the marketplace may be purchased with health insurance or as standalone plans as long as the consumer has an existing marketplace health insurance plan. Those interested in Delta plans can read more about the specifics on the company’s website.

 

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