Argus Dental Insurance
Argus Dental Insurance Plans
Argus Dental & Vision, Inc. enjoys a unique history as an insurance agency that was founded by a dentist and managed by insurance professionals with practical experience in the field. Since 1983, the company has been offering cost-effective dental and vision plans to consumers. The executive team behind Argus shares more than fifty years of combined experience and industry knowledge. Providing superior customer service forms the basis of the company’s philosophy, and its commitment to quality products extends to the variety of options offered under its benefits packages.
Argus Dental Insurance Special Recognition
The company has been accredited by the Accreditation Association for Ambulatory Health Care for quality care. In an effort to promote healthy goals for Florida’s youth, Argus also partners with the Florida Healthy Kids Corporation to offer affordable dental care to kids in the state of Florida. The company’s licensing appears as follows for both Florida and Texas:
- Third Party Administrator
- Pre-Paid Limited Health Service Organization
- Discount Medical Plan Organization
In New York, Argus is licensed as a New York Independent Practice Association. Argus also partners with dental networks nationwide to provide its members with access to more than 100,000 participating providers in all fifty states. The National Committee has credentialed the dentists within Argus’s nationwide network for Quality Assurance as well as the Centers for Medicare and Medicaid Services.
Dental Benefits and Coverage With Argus Plans
Argus offers two dental benefits programs: the Argus MasterPlan and the Argus SmileCard. The company offers a comparison chart listing the benefits and drawbacks of each card on its website. In general, both plans include features such as personal choice of dentist, zero-dollar deductibles, no annual maximums, no waiting periods, no claim forms and no required pre-authorizations. The dental plans also grant discounts on vision care of up to 60 percent off at more than 4,500 providers.
Argus dental cards act as a combination of dental insurance and a dental discount card, and plans can be purchased at an individual or company level. If you enroll in an Argus plan through work and later get a new job, the company allows you to switch to an individual plan.
The cards don’t cover all dental services, but if you need a dental service that isn’t listed in your plan, then you receive up to 25 percent off the cost of the service using your card. Keep in mind that Argus dental plan cards are only available in certain states. The MasterPlan is for Florida residents only. The SmileCard is for residents of the following states: Alaska, Arkansas, Colorado, Florida, Georgia, Idaho, Kentucky, Massachusetts, Minnesota, Mississippi, New York, North Carolina, North Dakota and Ohio.