Assurant Dental Plans

Assurant, Inc. comprises four companies under the same banner: Assurant Employee Benefits, Assurant Health, Assurant Solutions and Assurant Special Property. The company was founded in 1892 as a disability insurance provider but now offers a wide range of benefits packages to employers and individuals alike under its four unique divisions. Assurant Health offers major medical insurance and supplementary or voluntary health benefits either directly to consumers or through employer-sponsored plans. As a company, Assurant believes in promoting strong preventive health measures to improve the overall wellbeing of its customers and employees because early health initiatives can prevent the need for major medical care later in life.

Assurant Dental Special Awards and Recognition

Assurant boasts a number of special awards including recognition for its workplace environment, commitment to environmental efficiency, stock trajectory and employee lifestyle improvement programs. The company as a whole has been rated highly in terms of satisfaction from employees, and it consistently ranks well for workplace initiatives. Among other specialty awards, Assurant also has been awarded the following honors over the past few years:

  • Ranking by Forbes on the “America’s 50 Most Trustworthy Financial Companies” list in 2014
  • Two ClearMark Awards for clear consumer communication in 2013
  • A Gold Stevie® Award for “Innovation in Customer Service” in 2013

The company has also been accredited by URAC, which was formerly called the Utilization Review Accreditation Commission. This nonprofit organization awards accreditation to health care entities such as Assurant to ensure consistent and ongoing quality. Assurant is a Fortune 500 company with annual revenue of around $9 billion, and approximately 17,500 employees work for the company worldwide.

Assurant Dental Plans and Coverage

Assurant offers dental coverage under both Assurant Health and Assurant Employee Benefits. The company offers a variety of dental plan options whether you’re an employer looking to cover your staff or an individual seeking to insure your family. You can choose from the following options as an employer:

  • Assurant Dental
  • Prepaid Dental Solutions: DHMO, Heritage or Legend Series
  • Dental Administrative Services Only or ASO

Each employer-paid plan includes different benefits and can be customized according to need. For example, a prepaid dental plan allows employees to see in-network providers for fixed copayments and without waiting periods or yearly deductibles. The downside to prepaid plans is that they aren’t available nationwide.

Individuals who need dental insurance can choose from different options depending on where they live. Assurant offers individual plans to residents of the following states: Alabama, Arizona, California, Florida, Georgia, Illinois, Kansas, Kentucky, Missouri, New Mexico, New York, Ohio, Oklahoma, Pennsylvania, Tennessee and Texas. Assurant’s individual plans focus on preventive care as part of the company’s commitment to better general health. The plans have three tiers, and individuals are not restricted to a specific network. You can learn more about Assurant’s individual plans on the company’s website.