United Healthcare Dental Insurance
UnitedHealthcare Dental Insurance Plans
UnitedHealthcare operates under the direction of UnitedHealth Group, which is the “largest single health carrier in the United States” according to its website. As a system, UnitedHealth Group serves about 70 million customers nationwide. More than 80,000 dentists make up United’s network of dental providers, and UnitedHealth medical insurance enrollees have access to more than 760,000 providers. The company strives for four major objectives: to improve health care in America, to make access to health benefits easier, to create more affordable health care products, and to help customers navigate the health care system via relevant technology. In addition to comprehensive group coverage, UnitedHealth offers several options for individual dental insurance.
About United Healthcare Dental Insurance
As of 2014, UnitedHealth Group ranks 14th on the Fortune 500 list, which is three spots higher than its previous rank. The company has seen significant growth over the past year in part due to indirect help from the Affordable Care Act, and revenue topped $122 billion in 2013 alone. Fortune also awarded UnitedHealth the following designations:
- Top ranking for innovation for four consecutive years
- “World’s Most Admired Company” in the insurance and managed care sector from 2011 to 2013
Fortune isn’t alone in recognizing UnitedHealth as a leader in its industry. Entities such as Dow Jones, Corporate Responsibility magazine and the National Business Group on Health have awarded United with several distinct honors over the past few years. For a company that was founded in 1977, its consistent recognition as a top-tier insurance agency and high ranking in national publications indicates longevity as well as a strong commitment to its policyholders.
United Healthcare Dental Insurance Options For 2015
UnitedHealth Group offers dental plans to individuals under UnitedHealthOne. These individual dental plans are available nationwide, but availability of certain products varies by state. The company offers a tool on its website to help prospective customers find a policy that meets their needs. Plans come in different forms. Dental Primary and Dental Primary Preferred are two options available through the UnitedHealthOne Dental Insurance system, but these are not the only choices.
UnitedHealth does not list general information regarding its dental policies online due to the extreme variability of its policies. In other words, interested consumers would have to visit the company’s website and locate their individual state to find options in their area. In general, UnitedHealthOne dental policies include a low combined annual deductible and coverage for basic to extensive services. The company also gives a general idea of the wait times for covered services under its Golden Rule policies: Preventive care requires no waiting period, basic services such as exams require a six-month waiting period, and major services typically include a 12-month waiting period.